Novated leasing may not be right for you

Novated leases work through an employer's PAYG payroll. Based on your employment situation, you may not be eligible, but it's worth having a conversation to be sure.

What are your options?

  • Chattel mortgage or car loan

    Business owners can often claim vehicle expenses including depreciation and interest as a tax deduction. A broker can structure this to your advantage.

  • Instant asset write-off

    Eligible businesses may be able to immediately deduct the cost of a vehicle under the ATO's instant asset write-off provisions.

  • Become a PAYG employee

    If your work situation changes, e.g., you take on a full-time role with an employer, novated leasing may become available to you.

Know someone who could benefit? Novated leasing is one of the best tax breaks available to PAYG employees in Australia. If you have colleagues or friends on a salary, they could save thousands.

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